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Title Loan Calculator

Max Cash Title Loans
✌️ The #1 Nationwide Title Loan Marketplace ✌️
Max Cash Title Loans

♥️ Up To $50,000 ♥️

Use our Calculator to See Monthly Payments on your Title Loan

Our car title loan calculator will tell you what you could potentially expect for your payments. Just pop in your requested loan amount and interest rate. This is good to do before you begin the application process to get an idea of how much your payments might be based on the amount you’re borrowing as well as the interest rate at which you’re borrowing.

What Was That About an Interest Rate That Decreases Over Time?

Max Cash Title Loans works with lenders who offer loans with interest rates that could decrease over time. Every time you make a payment, your interest rate, and therefore your payments decrease, helping you save money over time.

or Call (833) 303-0020 for instant pre-approval

Max Cash Title Loans connects people to title loans across the entire United States. To see if your city is eligible for a loan that potentially offers an interest rate that drops every month after every on-time payment, contact a professional and friendly Max Cash Title Loans representative toll-free at (833) 303-0020. Our team of highly experienced loan processors are standing by and are available to talktext, and/or chat 7 days a week.

3 Simple Steps to Calculate Title Loans

Step 1: Estimate How Much You Want to Borrow

The amount of money you borrow plays a huge role in calculating how much you’ll be paying. Max Cash Title Loans could help find you loans from $500 up to $50,000.

Step 2: Choose a Time frame for Paying Back Your Loan

It’s always better to pay back your title loan as soon as possible. The longer the term, the more you’ll end up paying for interest. Simply figure out the maximum amount of months you’re comfortable making payments for and then plug them into the calculator.

or Call (833) 303-0020 for instant pre-approval

Step 3: Find an Annual Interest Rate

Having an interest rate in mind is key to getting a clearer idea of how much your monthly payments may end up being. Also, when figuring an interest rate into your calculation, a good rule of thumb is to try to use higher percentages. If you do this, you’ll have a greater chance of being pleasantly surprised if and when your title loan is approved and your monthly payments are lower than you expected them to be.

Car Title Loan Calculator

Enter the values for:

  • Loan Amount

  • Number of Payments

  • Annual Interest Rate

The Benefits of Using Our Title Loan Calculator

Using our title loan calculator will give you peace of mind before you apply for a title loan. It can be confusing when loan processors start speaking numbers. The title loan calculator allows you to take your time to decide on what a good loan amount would be for you. Max Cash Title Loans wants you to be comfortable with your title loan. We work for you and never the lender. So, your financial well-being is always what is most important to us.

Here are a few reasons why using our Title Loan Calculator is a good idea:

  • Gives insight into monthly payments

  • Allows you to compare loans from various lenders

  • Breaks down your balance and payment information by months

  • Reveals the total loan amount that you could be paying in the end

  • Offers you peace of mind before beginning the application proces

or Call (833) 303-0020 for instant pre-approval

Title Loan Calculator

Title Loan Calculators Save You Time and Money

Knowing what you’re getting into before you get into it can greatly help you save time. Borrowing money is a serious business and people often jump into it without knowing exactly what it is they are agreeing to. Mapping out a loan term and how much you want to borrow, allows you to put yourself in an advantageous position. You can budget based on how much you have saved, how much monthly income you receive, and how much you’re comfortable borrowing and paying.

Max Cash Title Loans offers an experience like no other when it comes to finding the right title loan for each customer. We understand that for many people, taking out a title loan can be a bit confusing – scary even. That’s why we have these two resources on our site to help you navigate your way through the process:

or Call (833) 303-0020 for instant pre-approval

More on Calculating Interest Rates

Max Cash Title Loans

Interest rates are perhaps the most confusing aspect of figuring out how much you’re going to pay. Most title loans have a fixed interest rate while others have an interest rate that reduces after every monthly on-time payment (more on this later).

The Title Loan Calculator makes it easy to figure out how much everything will cost, however, one of the biggest factors behind a title loan balance is the amount of interest being accrued. You want to choose an interest rate that is realistic for a title loan. Though it is advisable to start with a higher number, as it is better to overestimate how much you’ll be required to pay than to underestimate it.

Want More Details on That Unique Loan Option?

Some loans have Payments that reduce every month as the interest rate drops after every on-time monthly payment.

Final payments could be 50% less from where they began!

  • Up to 3 years to pay off the loan balance, if needed.

  • Borrow more money at your current interest rate.

  • No need for an in-person vehicle inspection

  • Provide a few simple documents and upload online

  • No Hidden Fees!

Now You’re Ready to Inquire

You figured out how much you’re comfortable borrowing, at what annual percentage rate, and the desired duration of your loan, now you’re ready for the next step: it’s time to apply.

Fortunately for you, the process of inquiring about a title loan through Max Cash Title Loans is simple and painless.

All you have to do is gather some basic information about your car such as the year, make, model, and mileage, then apply with our super easy and convenient online application form. You’ll also need to provide a little of personal information to get things started.

You can get completely preapproved and secured a loan in no time at all! Live representatives are available to talkchat, and even text!

Common Requirements to Get Title Loans

  • Possession of a driver’s license from your state

  • Possession of the car’s title, registration, and insurance

  • Proof of residency

  • Proof of income

  • Possession of a Social Security card or Tax ID number

  • A few references

Need More Information on How Title Loans Work?

The process of getting a title loan can seem confusing at first. Max Cash Title Loans offers this complete step-by-step guide that covers how title loans work. Also, take a look at our frequently asked questions to see if we can better assist you!

Max Cash Title Loans Cares About Your Financial Well-Being

Max Cash Title Loans works for you and never the lender. We provide this title loan calculator as a first step for getting a title loan because we understand the importance of keeping one’s finances in balance. It’s a good idea for you to understand how your income, the value of your car, and the amount you’re comfortable paying for a title loan, so you make the best decision possible. Max Cash Title Loans wants to help you out with making that decision by providing top-notch quality service.

Max Cash Title Loans trains our employees by helping them understand all the risks and rewards of getting a title loan, and we want them to give that knowledge back to the customer. Our staff is not only knowledgeable, they are also friendly and professional. You can trust working alongside our experienced loan processors as they assist you in finding a title loan that not only gets you the money you need fast but also helps you get your finances back on a healthy and safe track.

Even if you have bad or no credit, Max Cash Title Loans has your back. Thousands of satisfied customers agree that when it comes to finding the best title loans, Max Cash cannot be beaten.

General Title Loan Amounts

When using the Title Loan Calculator, it may be helpful to know about the averages for the amount of money a title loan can provide. 

Title loan amounts can vary from one lender to another; however, they generally range from a few hundred dollars up to a few thousand dollars.

Figuring Out the Value of Your Vehicle

The value of your vehicle is an important part of the title loan amount and eligibility process. Curious about what your vehicle is worth? The value of your car will depend on the:

  • Make 

  • Model

  • Year 

  • Mileage

  • Condition

For averages on loan amounts for your vehicle’s make and model check out our title loan value page, which includes a variety of vehicles. 

Double Check Your Income Sources

Another important part of the title loan process is going to be income requirements. And so, before applying it will be a good idea to compile all your income sources. This can include things like contract work, part-time employment, retirement income, gifts/rewards, and even unemployment income.

By showing a lender all your income sources, you can provide proof of the ability to afford your monthly payment. 

Do I Need to Have a Good Credit Score?

The great thing about title loans is that you do not need a good credit score or great credit history for approval. This is one of the main reasons that many people seek out this funding. Instead of credit history, title loans work by securing the loan amount with the borrower’s vehicle. 

Title lenders will conduct a credit check to figure out if an applicant is in active bankruptcy. This is done at the very end of the application process. 

What Can I Use a Car Title Loan For?

Title loan funds can be used for a variety of different expenses. Here are a few examples: 

  • Rent or Mortgage Payments 

  • Car Repair 

  • Home Repair 

  • Medical Bills 

  • Veterinary Bills 

  • Utilities 

  • Personal Expenses

  • Groceries or for Other Necessary Household Items

  • Emergency Travel Costs 

  • Debt Payments

And so, as you can see, these secured loans can be used for all kinds of financial needs. Once you get your loan approval, you can get the loan proceeds in as little as one business day. After you have those funds, you can use them right away! 

What Kind of Repayment Terms Can I Get for an Auto Title Loan?

When working with Max Cash Title Loans and the title loan companies that we work with, you can expect flexibility with repayment terms.

Here are the important parts of a title loan payment: 

  • The monthly interest rate and the annual percentage rate.

  • The amount paid towards your principal each month with the repayment schedule. 

  • The number of months will take to repay your loan (the repayment length). 

The good news is that many lenders will provide you with a quote/ title loan estimate for all these terms. You can then plug them into our car title loan calculator to figure out what your monthly payment will look like. Our title loan calculator will also provide you with the total cost of borrowing and the estimated payoff date. 

Will the Cost of the Loan be Different if I Pay Off My Loan Early?

The earlier you pay off your loan, the less interest you will be paying. However not all title loan lenders offer this ability without fees or penalties. The good news is that the lenders that work with us allow pre-payment without any penalties or fees!

And so, not only could you find an affordable loan, to begin with, but you can pay it off as early as you would like!

How Can I Get Started with Max Cash Title Loans Now?

After you fill out an online application, a loan agent will reach out to you and ask you list a few simple questions. From here your information will be looked at and if a lender is found, we will give you all the information over the phone to calculate a monthly payment. 

If you are not approved for a title loan, we can also help explain why, and what changes/additional information are needed for potential approval. And so, a quick phone call can help you get the precise information you need to plug into our loan calculator. From here, you can see all the details of your payment plan! 

If you have questions about your Car Title Loan, please call Max Cash Title Loans at (833) 303-0020 to speak with a knowledgeable title loan representative. We are happy to be by the phone seven days a week for your convenience!

Get Started with Our Easy Inquiry Process!

Use our easy online inquiry process to get your title loan pre-approved within 24 hours or call us at (833) 303-0020 for instant pre-approvals.

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